People need to save for retirement. But how do we do that?
Conventional wisdom in the USA says that Social Security is your retirement fund.
There's no guarantee that will still be around when you retire, and it's entirely out of your hands. It maybe a good bonus, but possibly it isn't something to rely on.
So how do we do it?
People say you should save for retirement, but they forget to say how.
Currently, there are two de facto methods of funding retirement in the USA:
In other countries, there may be significant alternatives. For instance, Kiwisaver in New Zealand.
These methods are OK, but difficult for you to interact with directly.
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